When you walk through a village in India, or through the corridors of a modern bank, you notice the same thing, a quiet gap between what is, and what could be. 

That gap has been my inspiration for the past forty years.

In this conversation with Sneha Jha at ETCIO, I shared what this journey has taught me, why intellectual property is not a product of ambition but of culture, why AI must walk hand-in-hand with human intelligence, why design matters more than technology, and why simplicity is the ultimate sophistication.

We spoke about how ideas born in silence – of Design Thinking, of First Principles, of Systems Thinking, have allowed us to build platforms like eMACH.ai and Purple Fabric that simplify financial systems, reduce waste, and augment human potential.

For me, innovation has never been about chasing the next big thing. It has always been about observing deeply, understanding unstated needs, and designing thoughtfully to serve them, whether for a customer, a bank, or a village.

If these ideas resonate with you, I invite you to listen to the full conversation here: https://lnkd.in/gyFegWdU 

As always, I look forward to hearing your thoughts, because it is in dialogue that new ideas emerge.